Habitat homes are affordable because they are built by volunteers in the community, making the labor expense next to nothing. While we do receive some donated materials and tools, it does still cost Habitat to build brand new, energy-efficient homes therefore new Habitat homeowners will still have a mortgage. Fortunately, mortgages with Habitat are able to be anywhere from zero interest to very low interest mortgages because of local, state, and government funding. Each applicant's income and situation will be evaluated to assess what they can afford.
Habitat for Humanity of St. Augustine/St. Johns County builds homes for individuals and families that fall between 30% - 120% Average Median Income of St. Johns County wage earners. See chart below:
EQUAL HOUSING OPPORTUNITY FOR ALL PERSONS, REGARDLESS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, AGE, SEX, FAMILIAL STATUS, MARITAL STATUS, OR DISABILITY, IS A FUNDAMENTAL POLICY OF HABITAT FOR HUMANITY OF ST. AUGUSTINE/ST. JOHNS COUNTY. HABITAT FOR HUMANITY IS COMMITTED TO DILIGENCE IN ASSURING EQUAL HOUSING OPPORTUNITY AND NONDISCRIMINATION TO ALL ASPECTS OF ITS HOUSING FINANCING ACTIVITIES. HABITAT FOR HUMANITY OF ST. AUGUSTINE/ST. JOHNS COUNTY HAS AN ETHICAL AS WELL AS LEGAL IMPERATIVE TO WORK AGGRESSIVELY TO ENSURE THAT HABITAT FOR HUMANITY FINANCED HOUSING PROGRAMS COMPLY FULLY WITH ALL STATE AND FEDERAL FAIR HOUSING LAWS.